Mutual fund

Bank Of India Multi Cap FUND

Bank of India Mutual Fund · Equity

Current range: July 2026 → August 2026

Fund Quality

Average fund↓56.6 / 100

#13 of 21 in Multi Cap Fund

Returns20%: 79.8
Consistency20%: 65.0
Downside20%: 40.2
Fees10%: 46.0
Risk10%: 36.4

Increasing Fast Moving Consumer Goods exposure while reducing Information Technology.

Sector allocation, Feb 2026 → Aug 2026

63Holdings
9Increased
4Reduced
3New
1Exited

AUM ₹1,335 cr · 31 Aug 202642 historical disclosures

Fund Quality

Average56.6 / 100

Rank 13 of 21 in Multi Cap Fund
↓ Deteriorating · −7.5 since 30 Jun 2026

Low confidence

PerformancePartial evidence803-year return 16.2% a year against a peer median of 13.2%.
ConsistencyPartial evidence65Beat the peer median in 58% of rolling 1-year periods over 3 years.
Downside protectionPartial evidence40Deepest fall −20.3% in 3 years.
Value for moneyPartial evidence46Expense ratio 1.17% against a peer median of 1.02%.
Portfolio riskPartial evidence36Top 10 stocks are 33% of assets, about 44 effective holdings.
Manager & process stability—Not measured. Manager appointment records and process documentation are not loaded, so manager and process stability cannot be assessed.

Strengths: Long-term returns ahead of most category peers.

Change since 30 Jun 2026: Performance −3.7, Downside protection −1.4, Consistency −1.0 points.

How Fund Quality works

Each diversified active fund is compared with its current category peers over identical five- and three-year windows, using its Direct Growth plan. Index funds, ETFs and sector or thematic funds are not rated.
Six dimensions are scored 0–100 against peers. Returns, consistency and downside protection carry most of the weight; value for money, portfolio risk and manager stability support them. A dimension without evidence is left out and the rest re-weighted; it is never scored as zero or average.
Great is 85+, Good 70–85, Average 50–70, Poor 30–50 and Awful below 30. Great also needs strong returns, consistency and downside protection and five years of history; weak downside protection caps a fund at Average.
A rating with all three core dimensions and only one supporting dimension is provisional and lower confidence. Without all three core dimensions there is no rating.
Fund Quality is not a return ranking and not a recommendation. Past performance does not predict future returns.
Peers are the plan's current AMFI category; dated category history is not loaded, so a fund that changed category is compared with its current peers throughout.
Closed and merged schemes are not loaded, so peer groups contain survivors only.
No fund-to-benchmark mapping is loaded, so nothing here measures performance against the fund's benchmark.
Manager & process stability is not assessed: its data is not loaded. Mandate discipline is not part of the rating.
Fund Quality describes past evidence. In a 2019–2023 test, funds with higher return, consistency and downside scores did not go on to beat their peers over the next three years.
Past performance and risk do not predict future results. Fund Quality is not a recommendation to buy, sell or switch.
Methodology fund_quality_v1, NAV as of 1 Oct 2026.

Latest changes

Current range: July 2026 → August 2026

What changed?

Current range: July 2026 → August 2026

StockSharesPortfolio weight

One 97 Communications Ltd.PAYTM

Financial Services

Shares+₹12.8 cr44.43K → 109.58K+65.16K+146.6% shares

Portfolio weight0.5% → 1.4%+0.9 pp weight

Steel Authority of India Ltd.SAIL

Metals & Mining

Shares+₹11.9 cr382.42K → 940.78K+558.37K+146.0% shares

Portfolio weight0.5% → 1.4%+0.9 pp weight

Petronet LNG Ltd.PETRONET

Oil Gas & Consumable Fuels

Shares+₹5.3 cr957.33K → 1.07M+112.42K+11.7% shares

Portfolio weight2.1% → 2.4%+0.3 pp weight

Shriram Finance Ltd.SHRIRAMFIN

Financial Services

Shares+₹4.4 cr192.94K → 221.83K+28.89K+15.0% shares

Portfolio weight1.6% → 1.8%+0.2 pp weight

Acutaas Chemicals Ltd.ACUTAAS

Healthcare

Shares+₹4.3 cr31.20K → 44.30K+13.10K+42.0% shares

Portfolio weight0.8% → 1.1%+0.3 pp weight

Bank of MaharashtraMAHABANK

Financial Services

Shares+₹4.3 cr3.67M → 4.07M+401.54K+11.0% shares

Portfolio weight2.3% → 2.5%+0.2 pp weight

Reliance Industries Ltd.RELIANCE

Oil Gas & Consumable Fuels

Shares+₹2.3 cr424.07K → 452.51K+28.44K+6.7% shares

Portfolio weight4.4% → 4.3%−0.1 pp weight

Cemindia Projects Ltd.CEMPRO

Construction

Shares−₹1.4 cr167.65K → 175.44K+7.80K+4.7% shares

Portfolio weight1.8% → 1.6%−0.2 pp weight

Senco Gold LimitedSENCO

Consumer Durables

Shares−₹16.9 L198.78K → 225.07K+26.30K+13.2% shares

Portfolio weight0.6% → 0.6%−0.1 pp weight

Current portfolio

Disclosed holdings for August 2026. Change columns use share quantities, with earlier quantities adjusted when a corporate action has a usable ratio.

Current range: Change columns compare with July 2026


HDFC Bank Ltd.HDFCBANK	Financial Services	−₹3.8 cr0.0% shares	982.91K	5.2%	+₹69.7 cr	Unchanged
Reliance Industries Ltd.RELIANCE	Oil Gas & Consumable Fuels	+₹2.3 cr+6.7% shares	452.51K	4.3%	+₹57.8 cr	Increased
Entero Healthcare Solutions LimitedENTERO	Consumer Services	+₹15.0 cr0.0% shares	265.55K	3.6%	+₹48.1 cr	Unchanged
Dixon Technologies (India) Ltd.DIXON	Consumer Durables	+₹2.5 cr0.0% shares	31.59K	3.5%	+₹46.9 cr	Unchanged
Aurobindo Pharma Ltd.AUROPHARMA	Healthcare	+₹2.5 cr−2.3% shares	247.34K	3.2%	+₹42.5 cr	Reduced
FSN E-Commerce Ventures Ltd.NYKAA	Consumer Services	+₹1.8 cr0.0% shares	1.12M	2.9%	+₹39.2 cr	Unchanged
Kotak Mahindra Bank Ltd.KOTAKBANK	Financial Services	+₹2.5 cr0.0% shares	874.76K	2.8%	+₹36.7 cr	Unchanged
Bank of MaharashtraMAHABANK	Financial Services	+₹4.3 cr+11.0% shares	4.07M	2.5%	+₹33.4 cr	Increased
Tips Music LimitedTIPSMUSIC	Media Entertainment & Publication	−₹1.3 cr0.0% shares	518.00K	2.5%	+₹33.4 cr	Unchanged
State Bank of IndiaSBIN	Financial Services	+₹99.9 L0.0% shares	306.30K	2.4%	+₹32.5 cr	Unchanged
Petronet LNG Ltd.PETRONET	Oil Gas & Consumable Fuels	+₹5.3 cr+11.7% shares	1.07M	2.4%	+₹32.2 cr	Increased
Quality Power Electrical Equipments LimitedQPOWER	Capital Goods	+₹6.3 cr0.0% shares	207.56K	2.2%	+₹29.8 cr	Unchanged
Eris Lifesciences Ltd.ERIS	Healthcare	−₹1.3 cr0.0% shares	227.00K	2.2%	+₹29.4 cr	Unchanged
Dr. Reddy's Laboratories Ltd.DRREDDY	Healthcare	+₹15.9 L0.0% shares	252.40K	2.2%	+₹29.1 cr	Unchanged
PB Fintech Ltd.POLICYBZR	Financial Services	+₹4.2 cr0.0% shares	152.47K	2.1%	+₹28.6 cr	Unchanged
Stylam Industries LimitedSTYLAMIND	Consumer Durables	−₹8.6 cr−25.5% shares	80.00K	2.1%	+₹27.7 cr	Reduced
Container Corporation of India Ltd.CONCOR	Services	+₹27.0 cr—	528.11K	2.0%	+₹27.0 cr	New
Shriram Finance Ltd.SHRIRAMFIN	Financial Services	+₹4.4 cr+15.0% shares	221.83K	1.8%	+₹24.6 cr	Increased
ITC Ltd.ITC	Fast Moving Consumer Goods	−₹2.2 cr0.0% shares	857.97K	1.6%	+₹21.9 cr	Unchanged
Tata Consultancy Services Ltd.TCS	Information Technology	+₹30.5 L0.0% shares	90.41K	1.6%	+₹21.7 cr	Unchanged
Cemindia Projects Ltd.CEMPRO	Construction	−₹1.4 cr+4.7% shares	175.44K	1.6%	+₹21.5 cr	Increased
Vedanta Aluminium Metal LimitedVAML	Metals & Mining	−₹92.9 L0.0% shares	487.85K	1.6%	+₹21.2 cr	Unchanged
Larsen & Toubro Ltd.LT	Construction	+₹51.7 L0.0% shares	48.72K	1.5%	+₹19.7 cr	Unchanged
Aditya Vision LimitedAVL	Consumer Services	−₹1.2 cr0.0% shares	320.19K	1.4%	+₹19.2 cr	Unchanged
One 97 Communications Ltd.PAYTM	Financial Services	+₹12.8 cr+146.6% shares	109.58K	1.4%	+₹18.8 cr	Increased
Maruti Suzuki India Ltd.MARUTI	Automobile and Auto Components	−₹92.8 L0.0% shares	13.51K	1.4%	+₹18.3 cr	Unchanged
Steel Authority of India Ltd.SAIL	Metals & Mining	+₹11.9 cr+146.0% shares	940.78K	1.4%	+₹18.3 cr	Increased
Bharti Airtel Ltd.BHARTIARTL	Telecommunication	−₹1.6 cr0.0% shares	100.48K	1.4%	+₹18.2 cr	Unchanged
Mankind Pharma Ltd.MANKIND	Healthcare	−₹36.7 L0.0% shares	72.90K	1.3%	+₹17.6 cr	Unchanged
SBI Life Insurance Company Ltd.SBILIFE	Financial Services	−₹1.4 cr0.0% shares	99.45K	1.3%	+₹17.3 cr	Unchanged
Abbott India Ltd.ABBOTINDIA	Healthcare	−₹1.3 cr0.0% shares	6.64K	1.3%	+₹17.2 cr	Unchanged
Godfrey Phillips India Ltd.GODFRYPHLP	Fast Moving Consumer Goods	−₹21.7 L0.0% shares	75.85K	1.2%	+₹16.0 cr	Unchanged
NTPC Ltd.NTPC	Power	−₹95.9 L0.0% shares	483.27K	1.2%	+₹15.8 cr	Unchanged
CreditAccess Grameen Ltd.CREDITACC	Financial Services	−₹2.5 cr0.0% shares	107.07K	1.1%	+₹14.6 cr	Unchanged
Britannia Industries Ltd.BRITANNIA	Fast Moving Consumer Goods	−₹45.6 L0.0% shares	27.36K	1.1%	+₹14.4 cr	Unchanged
Acutaas Chemicals Ltd.ACUTAAS	Healthcare	+₹4.3 cr+42.0% shares	44.30K	1.1%	+₹14.0 cr	Increased
Apollo Hospitals Enterprise Ltd.APOLLOHOSP	Healthcare	−₹9.2 L0.0% shares	15.74K	1.1%	+₹14.0 cr	Unchanged
PSP Projects LimitedPSPPROJECT	Construction	−₹1.6 cr0.0% shares	157.33K	1.0%	+₹13.8 cr	Unchanged
Vijaya Diagnostic Centre Ltd.VIJAYA	Healthcare	+₹1.6 cr0.0% shares	89.95K	1.0%	+₹13.7 cr	Unchanged
Emami Ltd.EMAMILTD	Fast Moving Consumer Goods	−₹1.3 cr0.0% shares	371.00K	1.0%	+₹13.5 cr	Unchanged
HEG Ltd.HEG	Capital Goods	+₹1.3 cr0.0% shares	185.88K	1.0%	+₹13.5 cr	Unchanged
SKY GOLD AND DIAMONDS LIMITEDSKYGOLD	Consumer Durables	+₹93.2 L−14.0% shares	160.00K	1.0%	+₹12.9 cr	Reduced
Endurance Technologies Ltd.ENDURANCE	Automobile and Auto Components	−₹4.4 cr−28.6% shares	44.61K	1.0%	+₹12.8 cr	Reduced
Lloyds Metals And Energy Ltd.LLOYDSME	Metals & Mining	−₹1.7 cr0.0% shares	68.73K	0.9%	+₹12.3 cr	Unchanged
MRF Ltd.MRF	Automobile and Auto Components	+₹8.9 L0.0% shares	915	0.9%	+₹12.2 cr	Unchanged
S.J.S. Enterprises LimitedSJS	Automobile and Auto Components	+₹47.5 L0.0% shares	49.01K	0.9%	+₹12.2 cr	Unchanged
Gujarat Themis Biosyn LimitedGUJTHEM	Healthcare	+₹11.9 cr—	282.49K	0.9%	+₹11.9 cr	New
Bayer Cropscience Ltd.BAYERCROP	Chemicals	−₹75.9 L0.0% shares	28.80K	0.9%	+₹11.4 cr	Unchanged
Jindal Stainless Ltd.JSL	Metals & Mining	−₹49.0 L0.0% shares	150.00K	0.8%	+₹10.5 cr	Unchanged
LEAP India LimitedLEAPIND	Services	+₹10.6 cr—	628.95K	0.8%	+₹10.6 cr	New
Bharat Dynamics Ltd.BDL	Capital Goods	+₹16.9 L0.0% shares	77.00K	0.7%	+₹9.8 cr	Unchanged
Bharti Hexacom Ltd.BHARTIHEXA	Telecommunication	−₹33.4 L0.0% shares	53.81K	0.6%	+₹8.3 cr	Unchanged
Shakti Pumps (India) LimitedSHAKTIPUMP	Capital Goods	−₹57.9 L0.0% shares	170.37K	0.6%	+₹8.3 cr	Unchanged
Senco Gold LimitedSENCO	Consumer Durables	−₹16.9 L+13.2% shares	225.07K	0.6%	+₹7.8 cr	Increased
Adani Ports and Special Economic Zone Ltd.ADANIPORTS	Services	−₹47.1 L0.0% shares	45.59K	0.5%	+₹7.3 cr	Unchanged
Jash Engineering LimitedJASH	Capital Goods	−₹60.7 L0.0% shares	155.66K	0.5%	+₹7.2 cr	Unchanged
Oberoi Realty Ltd.OBEROIRLTY	Realty	+₹15.1 L0.0% shares	37.54K	0.5%	+₹7.0 cr	Unchanged
Swan Corp Ltd.SWANCORP	Chemicals	−₹35.0 L0.0% shares	241.24K	0.5%	+₹7.1 cr	Unchanged
Steelcast LimitedSTEELCAS	Chemicals	+₹76.1 L0.0% shares	190.87K	0.5%	+₹6.7 cr	Unchanged
Tata Steel Ltd.TATASTEEL	Metals & Mining	−₹15.7 L0.0% shares	293.53K	0.4%	+₹5.4 cr	Unchanged
United Spirits Ltd.UNITDSPR	Fast Moving Consumer Goods	−₹9.6 L0.0% shares	37.00K	0.4%	+₹5.5 cr	Unchanged
Canara HSBC Life Insurance Company Ltd.CANHLIFE	Financial Services	+₹33.2 L0.0% shares	342.26K	0.4%	+₹5.3 cr	Unchanged
Sobha Ltd.SOBHA	Realty	−₹40.4 L0.0% shares	34.72K	0.3%	+₹4.4 cr	Unchanged
Hero MotoCorp Ltd.HEROMOTOCO	Automobile and Auto Components	−₹10.3 cr−100.0% shares	0	—	₹0	Exited

Bank Of India Multi Cap FUND

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